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Withdrawal Calculator

Safe withdrawal rates.

How to use Withdrawal Calculator

  1. Nest Egg: Total savings at retirement.
  2. Annual Spending: How much you withdraw.
  3. Inflation: Cost of living adjustment.
  4. Calculate: Years until funds are depleted.

About Withdrawal Calculator

The Withdrawal Calculator tests the longevity of your portfolio. It is often used to validate the "4% Rule"—the idea that you can safely spend 4% of your savings annually without running out.

Adjust withdrawal rates to see how long your money survives in different market conditions.