APR Calculator

Annual Percentage Rate including fees.

Loan Amount ($)

Interest Rate (%)

Loan Term (Years)

Loan Costs / Fees

Origination Fee ($)

How to use APR Calculator

Loan Amount: Principal borrowed.
Interest Rate: Quoted rate.
Loan Fees: Total extra costs (origination, closing, etc.).
Calculate: See the effective APR.

About APR Calculator

The APR Calculator (Annual Percentage Rate) reveals the true cost of borrowing. Unlike the simple interest rate, APR includes fees, closing costs, and points.

Use this to compare loan offers from different lenders on an apples-to-apples basis.