Budget Calculator

1. Income: Total monthly take-home.
2. Needs: Rent, utilities, food.
3. Wants: Entertainment, hobbies.
4. Savings: Investments, emergency fund.
5. Result: Surplus or Deficit.

The Budget Calculator is a foundational tool for personal finance. It follows the "Zero-Based Budgeting" or "50/30/20" rule concepts to help you give every dollar a job.

Identify where you are overspending and where you can save.