How to use Budget Calculator
- Income: Total monthly take-home.
- Needs: Rent, utilities, food.
- Wants: Entertainment, hobbies.
- Savings: Investments, emergency fund.
- Result: Surplus or Deficit.
About Budget Calculator
The Budget Calculator is a foundational tool for personal finance. It follows the "Zero-Based Budgeting" or "50/30/20" rule concepts to help you give every dollar a job.
Identify where you are overspending and where you can save.