Miscellaneous Financial Calculators >

Effective Interest Rate Calculator

True annual interest rate.

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  1. Nominal Rate: Advertised annual rate.
  2. Compounding: Frequency (Monthly, Daily, etc.).
  3. Calculate: The Effective Annual Rate (EAR).

The Effective Interest Rate Calculator (EAR) reveals the true yield on an investment or loan when compounding happens more than once a year.

A "10% nominal rate" compounded monthly is actually an effective rate of 10.47%.

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