Home Affordability Calculator

1. Annual Income: Gross household earnings.
2. Monthly Debts: Car loans, student loans, credit cards.
3. Down Payment: Cash available upfront.
4. Calculate: See your max home price and monthly payment budget.

The Home Affordability Calculator tells you "How much house can I buy?". It uses your income, debts, and current interest rates to reverse-engineer a maximum purchase price.

It follows standard lender guidelines (28/36 rule) to ensure you don't become "house poor."